Affordability Calculator and Budgeting Tool

Enter your numbers and see a realistic home price, monthly payment, and how it stacks up against standard lending guidelines. 

What Can You Afford — The Seattle Homebuyer
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Monthly debt payments counted by lenders
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Total counted toward your debt-to-income: $350/mo
Monthly lifestyle expenses for your own budget, not counted by lenders
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Total lifestyle spending: $1,000/mo
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ConservativeStandardStretching
Estimated home price you can afford
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Loan amount
Principal & interest
Property tax
Insurance
HOA dues
Estimated monthly payment
Principal & interestTaxInsuranceHOA
Housing payment vs. take-home guideline
The Seattle Homebuyer — This calculator gives a general estimate based on standard lending guidelines and is not a loan approval or offer of credit. Property tax rates vary by neighborhood and assessed value; insurance and HOA costs vary by building. Talk to a lender for numbers specific to you.